MPPSC MAINS 2018 Paper-III

Points to Remember: Role of Regional Rural Banks (RRBs): Providing credit to rural areas, particularly agriculture, bridging the credit gap, promoting financial inclusion. Kisan Credit Card (KCC) Scheme: Easy access to credit, multiple credit needs, low interest rates, crop insurance integration. Introduction: Access to institutional credit is crucial for agricultural development. Regional Rural Banks (RRBs) … Read more

Points to Remember: Planned Economy: Government plays a significant role in resource allocation and economic planning. Developing Economy: Characterized by low per capita income, high poverty rates, and ongoing industrialization. Green Revolution: Technological advancements in agriculture, primarily focusing on high-yielding varieties of crops. Golden Revolution: Focuses on different aspects depending on context; often refers to … Read more

This question asks about the impact of the Narasimham Committee recommendations on Indian financial sector reforms. The required approach is factual and analytical, requiring a review of historical data and policy changes. Points to Remember: Key recommendations of the Narasimham Committee (both I and II). Specific reforms implemented in banking, insurance, and capital markets. Positive … Read more

Points to Remember: Declining female child sex ratio at birth. Societal preference for sons. Gender-biased sex-selective abortions. Lack of awareness and education. Inadequate healthcare for women and girls. Poverty and economic factors. Impact of government policies and interventions. Introduction: India faces a significant challenge in the form of a skewed sex ratio, reflecting a disproportionately … Read more

Points to Remember: Madhya Pradesh’s industrial underdevelopment. Factors hindering industrial growth in MP. Potential solutions for boosting industrialization. Introduction: Madhya Pradesh (MP), despite its vast resources and geographical size, lags behind many other Indian states in terms of industrialization. While it possesses significant reserves of minerals, forests, and agricultural land, its industrial sector remains relatively … Read more

Points to Remember: Inflation is a general increase in the prices of goods and services in an economy over a period of time. Inflation erodes purchasing power. Two main causes of recent inflationary pressures will be discussed. Introduction: Inflation, a persistent rise in the general price level of goods and services in an economy, has … Read more

Points to Remember: DBT aims to improve efficiency and transparency in government welfare schemes. It seeks to reduce leakages and corruption. DBT promotes financial inclusion by encouraging the use of bank accounts. Challenges remain in implementation and reaching the most vulnerable. Introduction: The Direct Benefit Transfer (DBT) scheme is a flagship initiative of the Indian … Read more

Points to Remember: The Human Development Index (HDI) is a composite statistic. It measures key dimensions of human development. The HDI is not a perfect measure but a useful tool. Introduction: The Human Development Index (HDI) is a summary measure of average achievement in key dimensions of human development. Developed by the United Nations Development … Read more

Points to Remember: Regional imbalance refers to the uneven distribution of resources, opportunities, and development across different regions within a country. This imbalance can manifest in various aspects, including economic disparities, infrastructure gaps, social inequalities, and political marginalization. Addressing regional imbalances requires a multi-faceted approach involving targeted policies, investments, and institutional reforms. Introduction: Regional imbalance … Read more

Points to Remember: Decent work encompasses fair wages, safe working conditions, social protection, and opportunities for personal and professional development. Quality of employment is multifaceted, encompassing objective and subjective aspects. Measurement requires a multi-dimensional approach, combining quantitative and qualitative data. Addressing poor quality employment requires a holistic strategy involving government, employers, and employees. Introduction: The … Read more